Retail
300 000 EUR
120 months
Situation
Owner has commercial property worth €550,000, needs funds for growth.
Outcome
Loan at 55% LTV, rate 6.4%, mortgage in 3 weeks.
Financing Products
Real Estate Secured Loan
We offer a wide range of financial partners for real estate secured loans. Amounts from €10,000 to €1,000,000, offer within 1–3 business days.
€10K–€1M
Loan size
3–240 months
Term
35–75% of property value
Collateral / LTV
financial partners
50+
From 6% per year. Collateral: land, residential or commercial property. Offer in 1–3 days. Funds in 1–10 business days.
Who this financing is for & what can be financed
Who this financing is for
- Companies or owners with available real estate
- Companies seeking financing with simplified requirements
- Companies looking for fast decisions and fund disbursement
- Companies with various property types (land, residential, commercial)
What can be financed
- Working capital credit against real estate
- Real estate acquisition
- Real estate development
- Business startup financing
- Development project financing
Financing process
- 01
Company and project evaluation
- 02
Financing structure preparation
- 03
Submitting applications to banks and lenders
- 04
Comparing offers and negotiations
- 05
Deal closing
How it works: a concrete example
Owner uses commercial property as collateral
Owner has commercial property worth €500,000, needs €250,000 to expand.
Loan
€250,000 (50% LTV)
Term
120 months
Rate
6.4% p.a.
Payment
€2,823/month
Result
Funds in 3 weeks, property stays operational, loan repaid from business cash flow.
Real deals we have financed
Every business is different, so we tailor structure and lender to the actual situation.
Manufacturing
600 000 EUR
180 months
Situation
Factory building as collateral, refinancing an expensive loan.
Outcome
Rate dropped from 9.5% to 6.1%, savings €4,200/month.
Agriculture
180 000 EUR
60 months
Situation
Land as collateral, financing for equipment and working capital.
Outcome
Non-bank lender, rate 8%, funds in 10 business days.
Why choose Oferta Finance
- Access to 50+ financial institutions in Latvia and the Baltics
- Experience in more than 300 financed deals
- Independent advisory: we represent your interests
- Time and resource savings in securing financing
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