Conflict of Interest Policy

SIA "Oferta Finance" provides financial intermediation services to businesses, helping to attract financing from banks and other financiers.

The purpose of this policy is to identify and manage potential conflicts of interest.

1. Purpose of the Policy

A conflict of interest may arise in a situation where:

• the interests of the company, an employee, or a partner may affect the objective representation of the client's interests

The goal of SIA "Oferta Finance" is to ensure that the client's interests are always prioritized.

2. Potential Conflicts of Interest

A conflict of interest may arise, for example:

• if a broker receives compensation from a financier
• if a broker cooperates with a specific financier more frequently than with others
• if a broker has personal or commercial interests in a specific transaction
• if a partner or agent is involved in a transaction

3. Conflict Prevention

To prevent conflicts of interest, SIA "Oferta Finance":

• adheres to professional ethical principles
• ensures transparent cooperation with clients
• evaluates financing offers in the client's interest
• documents cooperation processes

4. Broker Conduct

If it is determined that a broker has acted:

• without objectivity
• contrary to the client's interests
• or has not adhered to professional ethical principles

SIA "Oferta Finance" may conduct an internal evaluation and take appropriate measures if necessary.

5. Disclosure of Conflict of Interest

If a potential conflict of interest is identified, it may be:

• disclosed to the client
• evaluated at the company's internal level
• prevented or managed according to the situation