Forestry
200 000 EUR
36 months
Situation
Cash needed for timber lots, forest worth €400,000.
Outcome
Loan at 50% of value, no certified appraisal, rate 7.5%.
Financing Products
Forest Land Secured Loan
Loan secured by forest land and timber. Up to 90% of property value, flexible schedule from 3 months to 20 years, no certified appraisal needed.
€2K–€2M
Loan size
3 months–20 years
Term
Up to 90% of property value
Collateral / LTV
financial partners
50+
From 7% per year. Collateral: forest land with timber. No appraisal needed. Disbursement in 2–3 weeks.
Who this financing is for & what can be financed
Who this financing is for
- Legal entities owning forest land
- Forestry companies
- Farmers with forest land
- Companies wanting to use forest property as collateral
What can be financed
- Business development
- Agricultural projects
- Forestry operations
- Refinancing existing loans
- Timber procurement financing
Financing process
- 01
Company and project evaluation
- 02
Financing structure preparation
- 03
Submitting applications to banks and lenders
- 04
Comparing offers and negotiations
- 05
Deal closing
How it works: a concrete example
Forester acquires new timber lots
Owner has 40 ha of forest worth ~€300,000. Needs €180,000 to buy timber lots.
Loan
€180,000 (60% LTV)
Term
24 months
Rate
7.5% p.a.
Appraisal
Not required
Result
Funds in 3 weeks, lots bought on time, repayment after timber sale.
Real deals we have financed
Every business is different, so we tailor structure and lender to the actual situation.
Agriculture
90 000 EUR
60 months
Situation
Farm needs money for equipment, and the only collateral is forest land.
Outcome
Loan at 70% of forest value, rate 7.9%, funds in 3 weeks.
Woodworking
350 000 EUR
120 months
Situation
Refinancing from higher-rate bank + extra working capital.
Outcome
Consolidated loan, rate 7.2%, monthly payment down by €900.
Why choose Oferta Finance
- Access to 50+ financial institutions in Latvia and the Baltics
- Experience in more than 300 financed deals
- Independent advisory: we represent your interests
- Time and resource savings in securing financing
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