Forestry
€200 000
36 months
Situation
Cash needed for timber lots, forest worth €400,000.
Outcome
Loan at 50% of value, no certified appraisal, rate 7.5%.
Financing Products
Forest Land Secured Loan
Loan secured by forest land and timber. Up to 90% of property value, flexible schedule from 3 months to 20 years, no certified appraisal needed.
€2K – €2M
Loan size
3 months – 20 years
Term
Up to 90% of property value
Collateral / LTV
financial partners
50+
From 7% per year. Collateral: forest land with timber. No appraisal needed. Disbursement in 2–3 weeks.
Who this financing is for & what can be financed
Who this financing is for
- Legal entities owning forest land
- Forestry companies
- Farmers with forest land
- Companies wanting to use forest property as collateral
What can be financed
- Business development
- Agricultural projects
- Forestry operations
- Refinancing existing loans
- Timber procurement financing
Financing process
- 1
Company and project evaluation
- 2
Financing structure preparation
- 3
Submitting applications to banks and lenders
- 4
Comparing offers and negotiations
- 5
Deal closing
How it works – a concrete example
Forester acquires new timber lots
Owner has 40 ha of forest worth ~€300,000. Needs €180,000 to buy timber lots.
Loan
€180,000 (60% LTV)
Term
24 months
Rate
7.5% p.a.
Appraisal
Not required
Result
Funds in 3 weeks, lots bought on time, repayment after timber sale.
Real deals we have financed
Every business is different – we tailor structure and lender to the actual situation.
Agriculture
€90 000
60 months
Situation
Farm needs money for equipment – only collateral is forest land.
Outcome
Loan at 70% of forest value, rate 7.9%, funds in 3 weeks.
Woodworking
€350 000
120 months
Situation
Refinancing from higher-rate bank + extra working capital.
Outcome
Consolidated loan, rate 7.2%, monthly payment down by €900.
Why choose Oferta Finance
- Access to 50+ financial institutions in Latvia and the Baltics
- Experience in more than 250 financed deals
- Independent advisory – we represent your interests
- Time and resource savings in securing financing
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