Manufacturing
€2 500 000
120 months
Situation
New production line acquisition, 5-year payback plan.
Outcome
Bank investment loan, rate 6.2%, collateral: equipment + building.
Financing Products
Investment Credit
We help companies secure long-term investment financing to realize strategic development plans.
€100K – €15M+
Loan size
3 – 15 years
Term
Up to 70-80% of investment
Collateral / LTV
financial partners
50+
Detailed investment plan, collateral or guarantee, positive financial history
Who this financing is for & what can be financed
Who this financing is for
- Manufacturing companies planning modernization
- Companies acquiring new equipment or technology
- Companies expanding into new markets
- Companies with a clear investment return plan
What can be financed
- Production line acquisition and installation
- Technology modernization and digitalization
- Construction of new production facilities or warehouses
- Strategic company acquisitions (M&A)
Financing process
- 1
Company and project evaluation
- 2
Financing structure preparation
- 3
Submitting applications to banks and lenders
- 4
Comparing offers and negotiations
- 5
Deal closing
How it works – a concrete example
Manufacturer buys equipment with 5-year payback
Company invests €1,000,000 in equipment that will double capacity.
Investment
€1,000,000
Equity
€200,000 (20%)
Loan
€800,000 @ 6.2%
Term
96 months
Result
Extra turnover €1.4M/year – investment pays back in 5 years.
Real deals we have financed
Every business is different – we tailor structure and lender to the actual situation.
Logistics
€1 800 000
84 months
Situation
New warehouse construction – long-term financing needed.
Outcome
Bank + Altum guarantee, rate 5.4%, 20% down.
Energy
€3 200 000
144 months
Situation
Solar park construction – project with long-term PPA.
Outcome
Bank green finance, rate 5.8%, 12-year term.
Why choose Oferta Finance
- Access to 50+ financial institutions in Latvia and the Baltics
- Experience in more than 250 financed deals
- Independent advisory – we represent your interests
- Time and resource savings in securing financing
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