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Loan against real estate

Loan for legal entities that have available real estate that will serve as collateral for the loan.

Credit goals

  • Credit for current assets against real estate

  • Loan for the purchase of real estate

  • Loan for real estate development

  • Loan for starting a business

  • Funding for development projects

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Basic conditions

Amounts : from 10,000 to 1,000,000 EUR.

Rates : starting at 6% per annum

Terms : from 3 to 240 months

Collateral : real estate, from 35 to 75% of the value

Response speed of financial institutions : offer in 1-3 working days

Speed of receipt: within 1-10 working days from the submission of documents to the land registry.

Acceptance criteria

  • The company/owner owns the real estate

  • Object rating is available

Collateral is required

  • Land - with all types of land use

  • Living area - apartment, house

  • Commercial space - building/construction, completed/unfinished

Documents required for the application

  • Completed Oferta Finance application form

  • Bank account statement for the last 12 months

  • Operating balance sheet and profit/loss calculation not older than 3 months

  • Real estate valuation

Oferta Finance offer

We offer a loan brokerage service so that you can get a loan against real estate collateral. We do not charge money for submitting an application, considering it and making a commercial offer. We receive our commission only when we fulfill our task - we attract financing for you.

Next steps

  1. Fill out the form by following this link

  2. Prepare and send the required documents

  3. Get our commercial offer

  4. Sign the cooperation agreement and we will match you with the best financing

  5. Receive financing offers from our financial partners

  6. Choose the best financial offer among several

  7. Sign a financing agreement with your chosen financial partner

  8. Get a loan against real estate collateral

Product benefits

  • The value of the collateral, which will serve as a cover for the loan, is primarily viewed. This means that this product has simpler requirements for the borrower, usage goals, reports, etc.

  • Various types of objects can serve as collateral, and they do not necessarily have to be owned by the borrower himself.

  • Ask less questions and ask for a document. This type of loan has simplified document requirements and evaluation, as the financial institution assumes lower risks thanks to the collateral.

  • Very fast decision-making by financial partners. The location and value of the property is clear, which makes it easier to make a decision.

  • This product has more partners than other products that actively finance against real estate mortgage.

How to apply?

By filling out a specially prepared questionnaire by pressing the button below

Information for further reading

Download informative material about Oferta Finance.

Read our blog article on the funding roadmap.

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